Senior Living Facilities For Couples: What You Need To Know

Posted on: 7 December 2015


As a couple ages, it is likely that the health status of one person may require more care than the other. In some situations, a spouse may need the assistance that comes with living in an assisted living or skilled nursing center. The problem, of course, is dealing with the potential separation caused by a move to one of these types of senior living facilities. Fortunately, many facilities offer the option for couples to stay together. Here are just a few things to know about couples and senior living centers.     

Both Of You Don't Have To Have A Medical Condition

Couples can move into a senior living facility even if only one person has a medical condition. The facilities create care plans based on the needs of each person, so a healthy person's needs may be assessed as routine healthcare checkups and a balanced diet, while the other spouse might require therapy, weekly doctor visits and rehabilitation services. Both of you get the services you need plus the satisfaction of staying together. 

Your Accommodations Can Feel Like Home

You may have the picture of a nursing home room in your head when you think about senior living facilities, but the reality is that many locations offer comfortable accommodations that feel just like home. You can rent an apartment in an assisted living community that offers the privacy you expect from an apartment with a few extras. These facilities often include cleaning services, meal delivery and laundry service, so you don't have to worry about day-to-day chores while you help to care for your spouse. Many centers also offer social activities and exercise classes that can keep you feeling healthy and active. 

You Will Only Pay For The Care You Need

When couples move into a senior living facility together, they pay for their care separately. The person with more medical needs will pay for required medical services in addition to room and board, while the healthy spouse will simply pay for room and board. Insurance may pick up part of the cost of a senior care facility for the ailing spouse, but the healthy spouse will typically end up paying out of pocket. The financial services director at the facility can help you understand the costs associated with moving in before you make a decision.

Moving to a senior living facility is a big step, but it is one you can take together. If you are not sure whether or not this move is right for you as a couple, talk to your primary care physician and your family to help you make a decision.